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Financial  Solution

Licensed financial consultancy that has been helping Malaysians on both personal and business levels.


About us

Smart Key Resources have helped many individuals solve their financial problems during that period. We offers low interest rate loan schemes without any hidden fees. Our huge cash flow can support up to your business loan amounts.

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Our Services

Instant Loan

Emergencies do happen, when you in need of quick cash, get a fast loan from us within a few hours.

loan amount:

RM 3,000 - 30,000

Personal Loan

When you are seeking for a fast-to-approve financial solution, we could help you access to personal loan you need.

loan amount:

RM 5,000 - 50,000

Business Loan

We are here to extend the financial assistance that you need to execute your entrepreneurial ideas.

loan amount:

min RM 10,000


Our Strengths


Fast Approval

The application is approval in 1 hour


No Fee Charged

We don't charge any processing fees


Private & Secure

Your Profile will strictly keep private and confidential


No Guarantor Needed

Guarantor is not needed for your application

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Frequently asked questions

1) What document do you need for personal loan application?

We need:

  • 1. Latest 3 months bank statements

  • 2. Latest 3 months pay slips

  • 3. Latest utility bill (water / electric)

  • 4. IC photocopy

2) How much is the loan interest rate?

We offer very affordable loan interest rate at 1% monthly lowest. Besides, we offer flexible and reasonable repayment terms and period. Find out more by contacting us today or submit your application online for further rebates!

3) I am blacklisted / CTOS, can I still apply for loan?

Yes, with us, your loan application will still be considered even if you are blacklisted / CTOS depending on your supporting documents that we request for. You can talk to our loan consultant to find out more details. We have over 99.9% loan approve rate.

4) How long did you take to process my loan application?

Our dedicated teammate will consult your loan application within 3 hours, provided you have submitted all the required documents and information. Once loan approved, we will release cash to you within 3 minutes.

Contact us


12, 1st Floor, Jalan Perniagaan Tambun Permai, Pusat Perniagaan Tambun Permai, 14100 Simpang Ampat, Pulau Pinang


Direct Contact:


+6010- 396 1919

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